Acclaimed presenter, Eric Counts, informs us about the current state of personal credit and the evolution of the credit industry. Take an extensive look at different scoring models and how certain actions could significantly impact a credit score far more than one might expect. Learn about the credit reporting industry and how the three biggest credit-reporting agencies became the gate keepers for personal finance. Eric will share with you strategies to manage a credit profile more effectively and explain why the credit score “doesn’t really matter.” He keeps us up to date with the latest credit trends and credit-related legal decisions affecting us today. Improve your abilit to make the best credit choices possible when you are fully informed and have a strong understanding of the current credit dispute process. With comic relief and engaging dialogue, Eric Counts entertains as well as educates. Come learn what it means to make the best credit choices possible and why sometimes the best “Credit Decision” may not be the best “Financial Decision.”